Legal

Privacy Policy

Effective date: November 4, 2026

Introduction

This Privacy Policy describes how NXT Step Financial (“Company,” “we,” “us,” or “our”) collects, uses, stores, and protects personal information obtained through https://www.nxtstepfinancial.com/, including any associated websites, landing pages, funnels, forms, scheduling pages, communications, and related services (collectively, the “Site”).

We respect your privacy and are committed to protecting personal information provided to us. By accessing or using the Site, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of information as described herein.

Information We Collect

Personal Information You Provide

We may collect personal information that you voluntarily provide when interacting with the Site, including but not limited to:

• Full name
• Email address
• Telephone number
• Mailing address (if provided)
• Information submitted through contact forms, questionnaires, scheduling pages, or communications
• Any other information you choose to provide

All personal information you provide must be accurate, complete, and current.

Automatically Collected Information

When you access the Site, certain information may be collected automatically, including:

• Internet Protocol (IP) address
• Browser type and version
• Device type
• Pages viewed, referring/exit pages, and interactions with the Site
• Date and time of access

This information is used for security, analytics, and operational purposes.

How We Use Your Information

We may use the information collected for the following purposes:

• To respond to inquiries or requests
• To communicate with you regarding information or services you request
• To schedule appointments or consultations
• To operate, maintain, and improve the Site
• To comply with applicable legal, regulatory, and compliance obligations
• To protect against fraud, unauthorized access, or misuse of the Site

We process personal information only when there is a lawful basis to do so, including consent, contractual necessity, legal obligation, or legitimate business interests.

How We Share Your Information

We do not sell, rent, or trade personal information.

We may share personal information only in the following circumstances:

• When required to comply with applicable laws, regulations, subpoenas, or legal processes
• To protect the rights, property, or safety of the Company or others
• With service providers that assist in operating the Site or communications, subject to confidentiality and data protection obligations
• In connection with a business transaction such as a merger, sale, or transfer of assets, where permitted by law

Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by applicable law, regulation, or compliance obligations.

When personal information is no longer required, we take reasonable steps to securely delete or anonymize it.

Data Security

We implement reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

Children’s Privacy

The Site is intended for individuals who are at least eighteen (18) years of age. We do not knowingly collect personal information from children under the age of 18.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, which may include:

• The right to request access to personal information we hold about you
• The right to request correction of inaccurate or incomplete information
• The right to request deletion of personal information, subject to legal and compliance obligations
• The right to object to or restrict certain processing activities

Requests may be submitted using the contact information provided below. We will respond in accordance with applicable laws and regulations.

Cookies and Tracking Technologies

The Site may use cookies or similar technologies to enhance functionality, analyze usage, and improve user experience. You may manage cookie preferences through your browser settings. Disabling cookies may affect certain features of the Site.

Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of third-party sites. Access to third-party websites is at your own risk.

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on the Site. Continued use of the Site after changes are posted constitutes acceptance of the updated Privacy Policy.

Important Notice Regarding Text Messaging Data

NXT Step Financial (“we,” “us,” or “our”) does not share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging originator opt-in data is kept strictly confidential.

We collect and maintain records of opt-in consent, including timestamps, for all communication channels (SMS, email, etc.), in compliance with applicable laws and regulations.

By opting into our SMS messaging services, you agree to receive text messages related to our services, including appointment reminders, customer support, and important updates.

• You will only receive messages if you have explicitly opted in.
• You may opt out at any time by replying “STOP”.
• You may reply “HELP” for assistance or contact us at support@nxtstepfinancial.com.
• Message frequency varies based on your interaction with our business.
• Standard message and data rates may apply.
• Carriers are not liable for delayed or undelivered messages.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service or SMS delivery providers, is permitted solely to provide the messaging services you have consented to receive. All other use cases exclude text messaging originator opt-in data and consent.

Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the text message services.

Contact Us

If you have questions regarding this Privacy Policy, please contact:

NXT Step Financial
Email: support@nxtstepfinancial.com